576 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 576 Summit St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1948
Square Footage1,687 sqft Living Area
Lot Size13,578 sqft (0.312 acres)
OccupancyOwner Occupied
Last Sale$136,000 (2016)
Tax Bill$7,148.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-455-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,687 sqft Living Area
Gross Area2,952 sqft Gross Area
1st Floor1,687 sqft 1st Floor
Basement Area1,265 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick Exterior
Lot Area13,578 sqft (0.312 acres)
Depth X Width186 ft x 73 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address576 SUMMIT ST
CityELGIN
StateIL
Zip60120-4219
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT V OF LOT 244
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block1
Legal Lot NumberV,244
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1004
Census Tract851302

Owner

Source: Kane County records · APN 06-12-455-020

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address576 SUMMIT ST, ELGIN, IL 60120-4219
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 31, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2016 · Amount on Record
Deed SaleMay 06, 2016 · Amount on Record
Prior SaleAug 29, 2002 · Amount on Record
Deed Doc Number201621614
Prior Transfer DateJun 14, 2010
Prior Transfer Doc0000076840
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address576 SUMMIT ST, ELGIN, IL 60120-4219
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 SUMMIT ST, ELGIN, IL 60120-4219

Mortgage

Document Number0000059223
DateAug 03, 2021
Instrument2021K059223
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term297 Months
DueMay 01, 2046

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address576 SUMMIT ST, ELGIN, IL 60120-4219
Document Number0000004004
Instrument DateDec 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 07, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address576 SUMMIT ST ELGIN IL 601204219, ELGIN, IL 60120-4219

Mortgage

Document Number0000004004
DateFeb 01, 2019
Instrument4004
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueJan 31, 2046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,148.00 (+15.85%) Homeowner's exemption
2024$93,675 (+21.39%) Land $19,083 Building $74,592$281,137 (+21.44%) Land $57,272 Building $223,866
2022$6,170.00 (+4.56%) Homeowner's exemption$77,166 (+6.96%) Land $15,720 Building $61,446$231,498 (+6.96%) Land $47,160 Building $184,338
2021$5,901.00 Homeowner's exemption$72,145 Land $14,697 Building $57,448$216,435 Land $44,091 Building $172,344

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