474 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 474 Summit St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1962
Square Footage4,898 sqft Gross Area
Lot Size14,640 sqft (0.336 acres)
Last Sale$255,000 (2023)
Tax Bill$7,639.00 (2025)

Owner

Source: Kane County records · APN 06-12-454-017

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2240 N MANNHEIM RD, MELROSE PARK, IL 60164-1832
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
May 16, 2023Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 20, 2021Correction Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2023 · Amount on Record
Deed SaleDec 05, 2023 · Amount on Record
Prior SaleMay 16, 2023 · Amount on Record
Deed Doc Number202342466
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 05, 2023
Property Address474 SUMMIT ST, ELGIN, IL 60120-3829
Document Number0000042466
Instrument DateNov 16, 2023
Instrument2023K042466
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$255.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2240 N MANNHEIM RD, MELROSE PARK, IL 60164-1832

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 16, 2023
Property Address474 SUMMIT ST, ELGIN, IL 60120-3829
Document Number0000015666
Instrument DateApr 28, 2023
Instrument2023K015666
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$111.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address111 FLINN ST, BATAVIA, IL 60510-2471

Transferred To (Grantee/Buyer)

NameVerified Name
Address2400 N VILLA LN, MCHENRY, IL 60051-2976

January 2021: Correction Deed, Foreclosure

Document TypeCorrection Deed
JurisdictionKANE IL
Recording DateJan 20, 2021
Property Address474 SUMMIT ST, ELGIN, IL 60120-3829
Document Number0000004807
Instrument DateJan 15, 2021
Instrument4807
Transaction TypeForeclosure
Record UpdatedFeb 02, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 SUMMIT ST ELGIN IL 601203829, ELGIN, IL 60120-3829

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,639.00 (-34.86%)$100,137 (+8.57%) Land $56,041 Building $44,096$300,531 (+8.57%) Land $168,190 Building $132,341
2024$92,232 (-31.8%) Land $51,617 Building $40,615$276,807 (-31.78%) Land $154,913 Building $121,894
2022$11,727.00 (+3.96%)$135,245 (+6.96%) Land $42,520 Building $92,725$405,735 (+6.96%) Land $127,560 Building $278,175
2021$11,280.00$126,444 Land $39,753 Building $86,691$379,332 Land $119,259 Building $260,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-12-454-017

Interior

Building Area4,898 sqft Gross Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area14,640 sqft (0.336 acres)

Location & Zoning

Street Address474 SUMMIT ST
CityELGIN
StateIL
Zip60120-3829
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionFRANKLIN J KRAMER'S SUB EAST 52 FT (MEASURED ON NORTH LINE) LOT 4 & ALL OF LOTS 5 & 6 EXCEPT EAST 52 FT (MEASURED ON NORTH LINE)
Legal SubdivisionFRANKLIN J KRAMERS SUB
Legal Block1
Legal Lot Number4,5,6
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1003
Census Tract851302

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