464 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 464 Summit St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	3,650 sqft · built 1989
Lot Size	0.194 acres (8,454 sqft)
Owner	Company Name on File
Last Sale	$865,000 (Feb 2020)
Tax Bill	$16,626 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-12-454-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-454-014`
Alternative APN	`06-12-454-030`

Interior

Building Area	3,650 sqft Gross Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	8,454 sqft (0.194 acres)
Lot Width	106 ft Width

Location & Zoning

Old Parcel Number	0612454014
Street Address	464 SUMMIT ST
City	ELGIN
State	IL
Zip	60120-3829
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	KRAMERS, FRANKLIN J, SUB LTS 1, 2, 3 & PT LT 4 AS DESC IN DOC 2020K009367 COMBINED PER TAX PAYER REQUEST DATED 12/3/24
Legal Subdivision	KRAMERS FRANKLIN J SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-454-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	775 KACENA RD, HIAWATHA, IA 52233-1291
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	20209367
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 21, 2020
Property Address	464 SUMMIT ST, ELGIN, IL 60120-3829
Document Number	0000009367
Instrument Date	Feb 13, 2020
Instrument	9367
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,297.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 W GRIMES AVE FAIRFIELD IA 52556, FAIRFIELD, IA 52556

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,626.00 (+20.2%)	$217,933 (+36.62%) Land $96,251 Building $121,682	$654,061 (+36.67%) Land $288,869 Building $365,192
2022	$13,832.00 (+3.96%)	$159,520 (+6.96%) Land $29,941 Building $129,579	$478,560 (+6.96%) Land $89,823 Building $388,737
2021	$13,305.00	$149,140 Land $27,993 Building $121,147	$447,420 Land $83,979 Building $363,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.