454 Summit St, Elgin, IL 60120 Property Records

Kane County property record for 454 Summit St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1948
Square Footage1,070 sqft Living Area
Lot Size13,963 sqft (0.321 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$5,374.00 (2025)

Owner

Source: Kane County records · APN 06-12-454-013

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address454 SUMMIT ST, ELGIN, IL 60120-3829
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 11, 2003
Transfer Doc0000147717
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+23.17%) Homeowner's exemption Senior Citizen's exemption$86,450 (+8.57%) Land $19,486 Building $66,964$259,454 (+8.57%) Land $58,481 Building $200,972
2024$79,626 (+21.39%) Land $17,948 Building $61,678$238,974 (+21.44%) Land $53,866 Building $185,108
2022$4,363.00 (-11.59%) Homeowner's exemption$65,593 (+6.96%) Land $14,785 Building $50,808$196,779 (+6.96%) Land $44,355 Building $152,424
2021$4,935.00 Homeowner's exemption$61,325 Land $13,823 Building $47,502$183,975 Land $41,469 Building $142,506

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-12-454-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,070 sqft Living Area
Gross Area2,140 sqft Gross Area
1st Floor1,070 sqft 1st Floor
Basement Area1,070 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame Construction
Lot Area13,963 sqft (0.321 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address454 SUMMIT ST
CityELGIN
StateIL
Zip60120-3829
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB PART OF LOT 228 BEING EAST 133.56 FT ON NORTH LINE & EAST 52.38 FT ON SOUTH LINE
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block1
Legal Lot Number228
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1003
Census Tract851302

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