48245 Breakers Blvd, Neskowin, OR 97149 Property Records

Tillamook County property record for 48245 Breakers Blvd, Neskowin, OR 97149

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 766 sqft · built 1960
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Nov 2023)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5S1125-CB-05500`

Property Details

APN / Parcel Number

Primary APN	`5S1125-CB-05500`
Alternative APNs	`R0250392` `250392`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	766 sqft Living Area
Gross Area	846 sqft
1st Floor Area	766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	80 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	250392
Street Address	48245 BREAKERS BLVD
City	NESKOWIN
State	OR
Zip	97149-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NESKR-1
Legal Description	NESKOWIN LOT 2 BLOCK 9
Legal Range	11W
Legal Township	05S
Legal Section	25
Legal Subdivision	NESKOWIN
Legal Block	9
Legal Lot Number	2
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	3
Census Block	3037
Census Tract	960800

Owner

Source: Tillamook County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SW BRIER AVE, DUNDEE, OR 97115-1006
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20235205
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Nov 27, 2023
Property Address	48245 BREAKERS BLVD, NESKOWIN, OR 97149-2040
Document Number	0000005205
Instrument Date	Nov 16, 2023
Instrument	2023-05205
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 SW BRIER AVE, DUNDEE, OR 97115-1006

Mortgage

Document Number	0000005206
Date	Nov 27, 2023
Instrument	2023-05206

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	48245 BREAKERS BLVD, NESKOWIN, OR 97149-2040
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002444
Date	Apr 21, 2020
Instrument	2020-2444

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Dec 21, 2017
Property Address	48245 BREAKERS BLVD, NESKOWIN, OR 97149-2040
Document Number	0000007673
Instrument Date	Dec 20, 2017
Instrument	2017-007673
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 F ST, VANCOUVER, WA 98663-2735

Mortgage

Document Number	0000007674
Date	Dec 21, 2017
Instrument	2017-007674

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+5.6%)	$205,370 (+3%) Land $153,960 Building $51,410	$483,960 (-8.21%) Land $278,770 Building $205,190
2024	$2,465.00 (-0.24%)	$199,390 (+3%) Land $149,480 Building $49,910	$527,260 (+17.84%) Land $310,660 Building $216,600
2023	$2,471.00 (+3.69%)	$193,590 (+3%) Land $145,130 Building $48,460	$447,440 (-0.02%) Land $296,220 Building $151,220
2022	$2,383.00	$187,960 Land $140,910 Building $47,050	$447,550 Land $304,690 Building $142,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	290 units insured incl. 143 condo units
Nearby Flood Claims	61 (1987–2021)
Claims Outside the SFHA	21 of 61
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESKOWIN REG WATER DIST serves 1,735 people · EPA ID OR4100970
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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