48215 SE Dowling Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 48215 SE Dowling Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Lot Size	39.8 acres (1,734,559 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Sep 2022)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25E26C 00901`

Property Details

APN / Parcel Number

Primary APN	`25E26C 00901`
Alternative APN	`01686964`

Exterior

Lot Area	1,734,559 sqft (39.8 acres)

Location & Zoning

Account Number	01686964
Street Address	48215 SE DOWLING RD
City	SANDY
State	OR
Zip	97055-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TBR
Legal Description	1995-176 PARTITION PLAT PARCEL 5
Legal Range	5E
Legal Township	2S
Legal Section	26
Legal Subdivision	PARTITION PLAT
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3012
Census Tract	24302

Owner

48215 SE Dowling Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48215 SE DOWLING RD, SANDY, OR 97055-6875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 30, 2018	Special Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Apr 3, 1998 · Amount on File
Deed Document Number	202250351
Prior Transfer Date	May 2, 2007
Prior Transfer Doc	0000041399
Record Updated	Sep 20, 2026

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 15, 2022
Property Address	48215 SE DOWLING RD, SANDY, OR 97055-6875
Document Number	0000050351
Instrument Date	Sep 14, 2022
Instrument	2022-050351
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 991, SANDY, OR 97055-0991

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48215 SE DOWLING RD, SANDY, OR 97055-6875

Mortgage

Document Number	0000050352
Date	Sep 15, 2022
Instrument	2022-050352

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 30, 2018
Property Address	48215 SE DOWLING RD, SANDY, OR 97055-6875
Document Number	0000066489
Instrument Date	Sep 27, 2018
Instrument	2018-066489
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48215 SE DOWLING RD, SANDY, OR 97055-6875

Mortgage

Document Number	0000066530
Date	Oct 30, 2018
Instrument	2018-066530

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 48215 SE Dowling Rd was $2,257.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00	$160,750	$348,849 Land $595,167 Building $233,950
2023	$2,113.00	$151,796	$763,750 Land $545,410 Building $218,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48215 SE Dowling Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1979–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48215 SE Dowling Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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