4801 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4801 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	988 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`309-75-040`

Property Details

APN / Parcel Number

Primary APN	`309-75-040`
Alternative APN	`20975040`

Interior

Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4801 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 40, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROLL.
Legal Range	21E
Legal Township	10N
Legal Section	15
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	40
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1116
Census Tract	964801

Owner

4801 W Cottage Loop is owned by two individuals who bought it in June 2026.

Source: Navajo County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7470 FORT MCDERMITT AVE, LAS VEGAS, NV 89179-2013
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 22, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Document Number	20268623
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 12, 2026
Property Address	4801 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number	0000008623
Instrument Date	Jun 5, 2026
Instrument	20268623
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7470 FORT MCDERMITT AVE, LAS VEGAS, NV 89179-2013

Mortgage

Document Number	0000008624,
Date	Jun 12, 2026
Instrument	20268624

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 22, 2020
Property Address	4801 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number	0000018116
Instrument Date	Sep 5, 2020
Instrument	18116
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15743 W LAUREL LN SURPRISE AZ 853791015, SURPRISE, AZ 85379-1015

Tax Assessment & Valuation

The 2025 property tax bill for 4801 W Cottage Loop was $1,763, up 4% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$272,344 (-1.97%) Land $32,533 Building $239,811
2026			$277,814 (+1.83%) Land $29,333 Building $248,481
2025	$1,763.00 (+4.01%)	$27,281 Land $2,933 Building $24,348	$272,812 Land $29,333 Building $243,479
2024	$1,695.00 (+1.62%)
2023	$1,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4801 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4801 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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