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4811 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4811 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property TypeSingle Family Home
Details840 sqft · built 2005
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$152,500 (Sep 2018)
Tax Bill$1,590 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN309-75-041

Property Details

APN / Parcel Number

Primary APN309-75-041
Alternative APN
  • 20975041

Interior

Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4811 W COTTAGE LOOP
CitySHOW LOW
StateAZ
Zip85901-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionSECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 41 , PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005RO LL.
Legal Range21E
Legal Township10N
Legal Section14
Legal SubdivisionTHE COTTAGES AT BISON RIDGE
Legal Lot Number41
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1116
Census Tract964801

Owner

4811 W Cottage Loop is owned by two individuals who acquired it in May 2025.

Source: Navajo County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address2427 W MANDALAY LN, PHOENIX, AZ 85023-5030
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2018 · Amount on File
Deed SaleSep 12, 2018 · Amount on File
Prior SaleSep 1, 2016 · Amount on File
Deed Document Number201814881
Last Transfer DateMay 1, 2025
Transfer Doc0000006243
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateSep 12, 2018
Property Address4811 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number0000014881
Map ReferenceMB23 PG41&42
Instrument DateAug 10, 2018
Instrument2018-14881
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4740 W COTTAGE LOOP, 4740, SHOW LOW, AZ 85901-3300

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 W MANDALAV LN, PHOENIX, AZ 85023-5030

Mortgage

Document Number0000014882
DateSep 12, 2018
Instrument2018-14882
Lender
NameARIZONA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4811 W Cottage Loop was $1,590.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
MunicipalityShow Low City
Unified School DistrictShow Low Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$244,298 (-1.83%) Land $32,533 Building $211,765
2026$248,846 (+1.81%) Land $29,333 Building $219,513
2025$1,590.00$24,441 Land $2,933 Building $21,508$244,410 Land $29,333 Building $215,077
2023$1,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4811 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4811 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHOW LOW
serves 17,139 people · EPA ID AZ0409026
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Nov 2021
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Smith Bagley
Fixed Wireless		100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cottage Loop

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