4780 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4780 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$334,500 (Mar 2024)
Tax Bill	$949 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`309-75-012`

Property Details

APN / Parcel Number

Primary APN	`309-75-012`
Alternative APN	`20975012`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area
Patio Area	507 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4780 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 12 , PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005RO LL.
Legal Range	21E
Legal Township	10N
Legal Section	15
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	12
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1115
Census Tract	964801

Owner

4780 W Cottage Loop is owned by an individual who bought it in March 2024.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	13303 W ROY ROGERS RD, PEORIA, AZ 85383-6163
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC
Jul 14, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20243457
Prior Transfer Date	Aug 6, 2015
Prior Transfer Doc	0000011087
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 15, 2024
Property Address	4780 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000003457
Map Reference	DOC 2005-24672
Instrument Date	Mar 7, 2024
Instrument	2024-03457
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	LAWYERS TITLE OF NEVADA, LAWYERS TITLE OF ARIZONA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 W DOS PESOS LN, YUMA, AZ 85364-6144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13303 W ROY ROGERS RD, PEORIA, AZ 85383-6163

Mortgage

Document Number	0000003458
Date	Mar 15, 2024
Instrument	2024-03458

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 14, 2017
Property Address	4780 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000010357
Instrument Date	Jun 22, 2017
Instrument	10357
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2287 W DOS PESOS LN YUMA AZ 853646144, YUMA, AZ 85364-6144

Tax Assessment & Valuation

The 2025 property tax bill for 4780 W Cottage Loop was $949.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$274,561 Land $32,533 Building $242,028
2025	$949.00	$27,585 (-3.48%) Land $2,933 Building $24,652	$275,849 (-3.48%) Land $29,333 Building $246,516
2024		$28,580 Land $2,800 Building $25,780	$285,799 Land $28,000 Building $257,799
2023	$1,523.00 (+5.69%)
2022	$1,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4780 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4780 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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