4760 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4760 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2024)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`309-75-014`

Property Details

APN / Parcel Number

Primary APN	`309-75-014`
Alternative APN	`20975014`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Porch	Open Porch
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4760 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 14, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROLL.
Legal Range	21E
Legal Township	10N
Legal Section	15
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	14
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1115
Census Tract	964801

Owner

4760 W Cottage Loop is owned by two individuals who bought it in February 2024.

Source: Navajo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1863 E ASPEN WAY, GILBERT, AZ 85234-8123
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Dec 18, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC
Jan 26, 2021	Correction Deed EQUITABLE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Sep 21, 2023 · Amount on File
Deed Document Number	20242683
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0000001624
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 29, 2024
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000002683
Map Reference	DOC 2005-24672
Instrument Date	Feb 16, 2024
Instrument	2024-02683
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15595 W ROANOKE AVE, GOODYEAR, AZ 85395-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1863 E ASPEN WAY, GILBERT, AZ 85234-8123

Mortgage

Document Number	0000002684
Date	Feb 29, 2024
Instrument	2024-02684

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 29, 2024
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000002683
Map Reference	DOC 2005-24672
Instrument Date	Feb 16, 2024
Instrument	2024-02683
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15595 W ROANOKE AVE, GOODYEAR, AZ 85395-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1863 E ASPEN WAY, GILBERT, AZ 85234-8123

Mortgage

Document Number	0000002684
Date	Feb 29, 2024
Instrument	2024-02684

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 21, 2023
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000013038
Map Reference	DOC 2005-24672
Instrument Date	Sep 14, 2023
Instrument	2023-13038
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15595 W ROANOKE AVE, GOODYEAR, AZ 85395-1461

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	EQUITABLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300

Mortgage

Document Number	0000019973
Date	Sep 8, 2021
Instrument	2021-19973

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 18, 2020
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000026247
Map Reference	MB 23 PG 41&42
Instrument Date	Dec 3, 2020
Instrument	2020-26247
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 45273, PHOENIX, AZ 85064-5273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 E LOCUST CT, CHANDLER, AZ 85286-0187

Mortgage

Document Number	0000026248
Date	Dec 18, 2020
Instrument	2020-26248

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 26, 2021
Property Address	4760 W COTTAGE LOOP, SHOW LOW, AZ 85901-3300
Document Number	0000001624
Instrument Date	Dec 3, 2020
Instrument	1624
Record Updated	Feb 4, 2021
Title Company	EQUITABLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$233.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 E LOCUST CT CHANDLER AZ 852860187, CHANDLER, AZ 85286-0187

Tax Assessment & Valuation

The 2025 property tax bill for 4760 W Cottage Loop was $1,588.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$263,583 Land $32,533 Building $231,050
2025	$1,588.00	$26,441 (-3.81%) Land $2,933 Building $23,508	$264,414 (-3.81%) Land $29,333 Building $235,081
2024		$27,488 Land $2,800 Building $24,688	$274,876 Land $28,000 Building $246,876
2023	$1,503.00 (+5.7%)
2022	$1,422.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4760 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4760 W Cottage Loop is high, ranking above 77% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cottage Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures