4820 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4820 W Cottage Loop, Show Low, AZ 85901 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$174,800 (Sep 2019)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`309-75-008`

Property Details

APN / Parcel Number

Primary APN	`309-75-008`
Alternative APN	`20975008`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4820 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 8, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROL L. LOT LINE SHIFT PER SURVEY 50-25 & 05-24672 FOR06
Legal Range	21E
Legal Township	10N
Legal Section	14
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	8
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1115
Census Tract	964801

Owner

Source: Navajo County records · APN 309-75-008

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10649 E HILLVIEW ST, MESA, AZ 85207-9607
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Aug 24, 2018	Warranty Deed, Transfer LAWYERS TITLE
Nov 15, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	201915108
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	0000013007
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 27, 2019
Property Address	4820 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number	0000015108
Map Reference	MB 23 PG 41&42
Instrument Date	Sep 23, 2019
Instrument	2019-15108
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4820 W COTTAGE LOOP, 4820, SHOW LOW, AZ 85901-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10649 E HILLVIEW ST, MESA, AZ 85207-9607

Mortgage

Document Number	0000015109
Date	Sep 27, 2019
Instrument	2019-15109

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2034

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 25, 2019
Property Address	4820 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number	0000002379
Instrument Date	Feb 07, 2019
Instrument	2379
Transaction Type	Transfer
Record Updated	Mar 04, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	366 W GUM TREE AVE QUEEN CREEK AZ 851408051, QUEEN CREEK, AZ 85140-8051

Mortgage

Document Number	2380
Date	Feb 25, 2019
Instrument	2380

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 24, 2018
Property Address	4820 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number	0000013801
Instrument Date	Aug 02, 2018
Instrument	13801
Transaction Type	Transfer
Record Updated	Sep 05, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19322 N ECHO RIM DR SURPRISE AZ 853878251, SURPRISE, AZ 85387-8251

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 15, 2017
Property Address	4820 W COTTAGE LOOP, SHOW LOW, AZ 85901-3306
Document Number	0000017893
Instrument Date	Nov 08, 2017
Instrument	17893
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10775 E PERALTA CANYON DR GOLD CANYON AZ 851185130, GOLD CANYON, AZ 85118-5130

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$258,581 (-0.1%) Land $32,533 Building $226,048
2025	$1,595.00 (+5.7%)	$25,885 Land $2,933 Building $22,952	$258,848 Land $29,333 Building $229,515
2023	$1,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040179648011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	About 1 in 350 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Smith Bagley	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: ATN International. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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