4821 W Cottage Loop, Show Low, AZ 85901 Property Records

Navajo County property record for 4821 W Cottage Loop, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2023)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	May 2023 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-75-042`

Property Details

APN / Parcel Number

Primary APN	`309-75-042`
Alternative APN	`20975042`

Interior

Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4821 W COTTAGE LOOP
City	SHOW LOW
State	AZ
Zip	85901-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SECTIONS 14 & 15, T10N, R21E: THE COTTAGES AT BISON RIDGE: LOT 42, PER PLAT 23-41 & 42. OUT OF 209-30-001E & 209-32-002G FOR2005ROLL.
Legal Range	21E
Legal Township	10N
Legal Section	14
Legal Subdivision	THE COTTAGES AT BISON RIDGE
Legal Lot Number	42
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1116
Census Tract	964801

Owner

4821 W Cottage Loop is owned by two individuals who bought it in May 2023.

Source: Navajo County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3140 N EAGLES CREEK DR, SHOW LOW, AZ 85901-0105
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SUBURBAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Document Number	20236714
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 24, 2023
Property Address	4821 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number	0000006714
Map Reference	DOC 2005-24672
Instrument Date	May 12, 2023
Instrument	2023-06714
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 N 21ST ST, PHOENIX, AZ 85016-7206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3140 N EAGLES CREEK DR, SHOW LOW, AZ 85901-0105

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 26, 2021
Property Address	4821 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339
Document Number	0000006332
Map Reference	MB 23 PG 41&42
Instrument Date	Mar 24, 2021
Instrument	2021-06332
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE ALLIANCE INFINITY AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4903 E MICHELLE DR, 4903, SCOTTSDALE, AZ 85254-7611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4821 W COTTAGE LOOP, SHOW LOW, AZ 85901-3339

Mortgage

Document Number	0000006333
Date	Mar 26, 2021
Instrument	2021-06333

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4821 W Cottage Loop was $1,589, up 4.1% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$244,212 (-1.83%) Land $32,533 Building $211,679
2026			$248,757 (+1.82%) Land $29,333 Building $219,424
2025	$1,589.00 (+4.06%)	$24,432 Land $2,933 Building $21,499	$244,321 Land $29,333 Building $214,988
2024	$1,527.00 (+1.53%)
2023	$1,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4821 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4821 W Cottage Loop is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

May also be available: Choice Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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