Bay County property record for 480 E Townline 16 Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,100 sqft |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Oct 2012) |
| Tax Bill | $1,840 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-031-400-030-01 |
| Primary APN | 120-031-400-030-01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Architectural Style | Ranch |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 480 E TOWNLINE 16 RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR SEC 31, TH W 549 FT, TH N 385.57 FT TO SHORELINE TRAVERSE OF JOHNSON DRAIN, TH N TO C/L OF SD DRAIN, TH |
| Legal Range | 04E |
| Legal Township | 17N |
| Legal Section | 31 |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 286300 |
480 E Townline 16 Rd is owned and occupied by an individual who bought it in October 2012.
Source: Bay County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 E TOWNLINE 16 RD, PINCONNING, MI 48650-7040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2012 · Amount on File |
| Deed Sale | Oct 10, 2012 · Amount on File |
| Deed Book / Page | 2909 / 353 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 30, 2026 |
| Property Address | 480 E TOWNLINE 16 RD, PINCONNING, MI 48650-7040 |
| Document Number | 0000008731 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20268731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 480 E TOWNLINE 16 RD, PINCONNING, MI 48650-7040 |
| Document Number | 0000008731, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20268731 |
| Name | INDEPENDENT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 480 E Townline 16 Rd was $1,840 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,840.00 Homeowner's exemption | $82,700 | $165,400 |
| 2023 | $71,200 | $142,400 | |
| 2022 | $1,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 E Townline 16 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 E Townline 16 Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Brightspeed DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile.
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