Miami County property record for 480 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,806 sqft · built 1984 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,900 (May 2018) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-027650 |
| Primary APN | K30-027650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 2,568 sqft |
| Upper Floors Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 404 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 480 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 NE COR NW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 365101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 E LOY RD, PIQUA, OH 45356-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| May 21, 2018 | Grant Deed, Transfer · Conventional with PMI WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | May 16, 2008 · Amount on Record |
| Deed Document Number | 20182018OR-06130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 480 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019722 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020OR-19722 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 21, 2018 |
| Property Address | 480 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000006130 |
| Instrument Date | May 18, 2018 |
| Instrument | 6130 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 480 E LOY RD PIQUA OH 453569219, PIQUA, OH 45356-9219 |
| Document Number | 6131 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 6131 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (+12.54%) Homeowner's exemption | $152,080 (+32.59%) Land $16,100 Building $135,980 | $434,500 (+32.59%) Land $46,000 Building $388,500 |
| 2024 | $3,938.00 (+1.49%) Homeowner's exemption | $114,700 (-) Land $13,650 Building $101,050 | |
| 2023 | $3,880.00 (-4.03%) Homeowner's exemption | $114,700 (-) Land $13,650 Building $101,050 | $327,700 (-) Land $39,000 Building $288,700 |
| 2022 | $4,043.00 Homeowner's exemption | $114,700 Land $13,650 Building $101,050 | $327,700 Land $39,000 Building $288,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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