Miami County property record for 377 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,240 sqft · built 1995 |
| Lot Size | 14 acres (613,978 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Jul 2023) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J28-000470 |
| Primary APN | J28-000470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Upper Floors Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 613,978 sqft (14 acres) |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 800 sqft |
| Patio Area | 324 sqft |
| Lean-To | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 377 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-17 S CEN PT SW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 17 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | SPRINGCREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 300100 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Document Number | 20237209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 7, 2023 |
| Property Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Document Number | 0000007209 |
| Map Reference | VOL 45 PL 199 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023OR-07209 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Document Number | 0000007210 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023OR-07210 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001188 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021OR-01188 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 377 E LOY RD, PIQUA, OH 45356-9292 |
| Document Number | 0000009048 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022OR-09048 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Springcreek Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 (+2.75%) Homeowner's exemption | $156,310 (+39.57%) Land $25,160 Building $131,150 | $528,500 (+28.34%) Land $153,800 Building $374,700 |
| 2024 | $3,527.00 (-6.32%) Homeowner's exemption | $111,990 (-) Land $18,190 Building $93,800 | |
| 2023 | $3,765.00 (-4.08%) Homeowner's exemption | $111,990 (-) Land $18,190 Building $93,800 | $411,800 (-) Land $143,800 Building $268,000 |
| 2022 | $3,925.00 Homeowner's exemption | $111,990 Land $18,190 Building $93,800 | $411,800 Land $143,800 Building $268,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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