405 E Loy Rd, Piqua, OH 45356 Property Records

Miami County property record for 405 E Loy Rd, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1993
Lot Size	5 acres (218,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (May 2007)
Tax Bill	$3,711 (2025)
Flood Zone	Zone X (minimal risk)
APN	`J28-000460`

Property Details

APN / Parcel Number

Primary APN	`J28-000460`
Alternative APNs	`011117.0-01-023-00` `J28SC014 03906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	3,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	218,061 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,706 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	336 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	405 E LOY RD
City	PIQUA
State	OH
Zip	45356-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-1-17 SE PT SW
Legal Range	11
Legal Township	01
Legal Section	17
Jurisdiction	MIAMI OH
Township / Civil Division	SPRINGCREEK
Census Block Group	1
Census Block	1037
Census Tract	300100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E LOY RD, PIQUA, OH 45356-9292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2007 · Amount on Record
Deed Sale	May 9, 2007 · Amount on Record
Prior Sale	Apr 7, 2003 · Amount on Record
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Springcreek Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+8.45%) Homeowner's exemption	$115,720 (+29.3%) Land $29,720 Building $86,000	$330,600 (+29.29%) Land $84,900 Building $245,700
2024	$3,422.00 (+13.42%) Homeowner's exemption	$89,500 (-) Land $26,250 Building $63,250
2023	$3,017.00 (-4.1%) Homeowner's exemption	$89,500 (-) Land $26,250 Building $63,250	$255,700 (-) Land $75,000 Building $180,700
2022	$3,146.00 Homeowner's exemption	$89,500 Land $26,250 Building $63,250	$255,700 Land $75,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20