Miami County property record for 640 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,710 sqft · built 1920 |
| Lot Size | 5.61 acres (244,546 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (May 2004) |
| Tax Bill | $2,361 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-028850 |
| Primary APN | K30-028850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| Upper Floors Area | 705 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 244,546 sqft (5.61 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 640 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 PT NW PT NE |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 365101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 E LOY RD, PIQUA, OH 45356-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2004 · Amount on Record |
| Deed Sale | May 24, 2004 · Amount on Record |
| Prior Sale | Oct 3, 1991 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 640 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 640 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000016675 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022OR-16675 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 12, 2037 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,361.00 (+8.1%) Homeowner's exemption | $80,370 (+27.63%) Land $37,280 Building $43,090 | $229,600 (+27.63%) Land $106,500 Building $123,100 |
| 2024 | $2,184.00 (+1.49%) Homeowner's exemption | $62,970 (-) Land $36,580 Building $26,390 | |
| 2023 | $2,152.00 (-4.01%) Homeowner's exemption | $62,970 (-) Land $36,580 Building $26,390 | $179,900 (-) Land $104,500 Building $75,400 |
| 2022 | $2,242.00 Homeowner's exemption | $62,970 Land $36,580 Building $26,390 | $179,900 Land $104,500 Building $75,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures