Miami County property record for 285 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1995 |
| Lot Size | 10 acres (435,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,500 (Jun 2004) |
| Tax Bill | $4,820 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J28-000480 |
| Primary APN | J28-000480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 4,080 sqft |
| Basement Area | 2,040 sqft |
| Unfinished Basement | 2,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,905 sqft (10 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Stable | 2,268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 285 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-17 S CEN PT SW |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 17 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | SPRINGCREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 300100 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 E LOY RD, PIQUA, OH 45356-9291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2004 · Amount on Record |
| Deed Sale | Jun 24, 2004 · Amount on Record |
| Prior Sale | Apr 22, 2003 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 285 E LOY RD, PIQUA, OH 45356-9291 |
| Document Number | 0000008329 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 E LOY RD PIQUA OH 453569291, PIQUA, OH 45356-9291 |
| Document Number | 0000008329 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 8329 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Springcreek Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,820.00 (+13.79%) Homeowner's exemption | $150,500 (+35.61%) Land $22,330 Building $128,170 | $485,600 (+27.89%) Land $119,400 Building $366,200 |
| 2024 | $4,236.00 (+30.94%) Homeowner's exemption | $110,980 (+15.11%) Land $16,340 Building $94,640 | |
| 2023 | $3,235.00 (-4.06%) Homeowner's exemption | $96,410 (-) Land $16,330 Building $80,080 | $379,700 (+12.3%) Land $109,300 Building $270,400 |
| 2022 | $3,372.00 Homeowner's exemption | $96,410 Land $16,330 Building $80,080 | $338,100 Land $109,300 Building $228,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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