Miami County property record for 520 E Loy Rd, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1997 |
| Lot Size | 1.51 acres (65,993 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Oct 2020) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K30-028817 |
| Primary APN | K30-028817 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 2,416 sqft |
| Basement Area | 1,208 sqft |
| Unfinished Basement | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 65,993 sqft (1.51 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 520 E LOY RD |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-1-16 NW COR NE |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 16 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 365101 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 13, 2021 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit UNITY NATIONAL BANK |
| Oct 23, 2020 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 20202020OR-15651 |
| Prior Transfer Date | Mar 13, 2019 |
| Prior Transfer Doc | 0000002690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009132 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023OR-09132 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000030 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022OR-00030 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017803 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021OR-17803 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 34013 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014681 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019OR-14681 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 16, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 23, 2020 |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000015651 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2020OR-15651 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000015652 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020OR-15652 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 15, 2019 |
| Property Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000002690 |
| Map Reference | VOL 43 PG 26 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019OR-02690 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E LOY RD, PIQUA, OH 45356-9219 |
| Document Number | 0000002691 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019OR-02691 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Staunton Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 (+12.54%) Homeowner's exemption | $101,750 (+32.68%) Land $18,310 Building $83,440 | $290,700 (+32.68%) Land $52,300 Building $238,400 |
| 2024 | $2,640.00 (+1.5%) Homeowner's exemption | $76,690 (-) Land $16,070 Building $60,620 | |
| 2023 | $2,601.00 (-4.06%) Homeowner's exemption | $76,690 (-) Land $16,070 Building $60,620 | $219,100 (-) Land $45,900 Building $173,200 |
| 2022 | $2,711.00 Homeowner's exemption | $76,690 Land $16,070 Building $60,620 | $219,100 Land $45,900 Building $173,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1995–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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