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48 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 48 Turtle Ridge Dr, Flagler Beach, FL 32136 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$408,000 (Oct 2024)
Tax Bill$3,588 (2025)
Deeds & MortgagesJun 2018 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-12-31-2010-00000-0560

Property Details

APN / Parcel Number

Primary APN35-12-31-2010-00000-0560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,908 sqft Heated Area
Gross Area2,512 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address48 TURTLE RIDGE DR
CityFLAGLER BEACH
StateFL
Zip32136-4383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 56 OR 1908/123 OR 2052/671 OR 2132/1265 OR 2228/1058
Legal Range31E
Legal Township12S
Legal Section35
Legal SubdivisionEAGLE LAKES
Legal Phase1
Legal Lot Number56
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2032
Census Tract60304

Owner

Source: Flagler County records · APN 35-12-31-2010-00000-0560

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address48 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2018Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 01, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2024 · Amount on Record
Deed SaleOct 22, 2024 · Amount on Record
Prior SaleSep 01, 2017 · Amount on Record
Deed Document Number2024044174
Deed Book / Page2909 / 926
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address48 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022841497
DateJun 08, 2018
Book Page2284/1497
Instrument2018021331
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term351 Months
DueSep 01, 2047

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateSep 01, 2017
Property Address48 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0022281058
Book / Page2228 / 1058
Map ReferenceMB36 PG10-20
Instrument DateAug 28, 2017
Instrument2017031313
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,613.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address48 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number2017031314
DateSep 01, 2017
Instrument2017031314
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,588.00 (+22.12%) Homeowner's exemption Disabled Person's exemption$300,737 (+35.84%) Land $58,000 Building $242,737$300,737 (+0.47%) Land $58,000 Building $242,737
2023$2,938.00 (+7.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$221,396 (+3%)$299,322 (+2.6%) Land $58,000 Building $241,322
2022$2,744.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$214,948$291,732 Land $58,000 Building $233,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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