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41 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 41 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,509 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$310,690 (Jun 2017)
Tax Bill$3,479 (2025)
Deeds & MortgagesFeb 2024 Transfer
May 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-12-31-2010-00000-0100

Property Details

APN / Parcel Number

Primary APN35-12-31-2010-00000-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,509 sqft Living Area
Gross Area3,481 sqft
1st Floor Area2,509 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayBrick Driveway
Driveway Area750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address41 TURTLE RIDGE DR
CityFLAGLER BEACH
StateFL
Zip32136-4383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 10 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2052/695 OR 2210/970
Legal Range31E
Legal Township12S
Legal Section35
Legal SubdivisionEAGLE LAKES-PHASE I
Legal Phase1
Legal Lot Number10
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2030
Census Tract60304

Owner

Source: Flagler County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 30, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jun 8, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2017 · Amount on Record
Deed SaleJun 8, 2017 · Amount on Record
Prior SaleMay 1, 2017 · Amount on Record
Deed Document Number201720168
Deed Book / Page2210 / 970
Last Transfer DateFeb 16, 2024
Transfer Doc0028480431
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateFeb 23, 2024
Property Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0028480431
Book / Page2848 / 431
Map ReferenceMB 36 PG 10-20
Instrument DateFeb 16, 2024
Instrument2024007325
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0022841199
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 TURTLE RIDGE DR FLAGLER BEACH FL 321364383, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number0022841199
DateJun 8, 2018
Book Page002284/001199
Instrument21222
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateJun 8, 2017
Property Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0022100970
Book / Page2210 / 0970
Map ReferenceMB36 PG10-20
Instrument DateMay 31, 2017
Instrument2017020168
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,174.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5220 SHAD RD, 5220, JACKSONVILLE, FL 32257-2007

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number2017020169
DateJun 8, 2017
Instrument2017020169
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,479.00 (-8.71%)$287,975 (+5.99%)$385,573 (+0.64%) Land $75,000 Building $310,573
2024$3,811.00 (+2.25%)
2023$3,727.00 (+5.85%) Homeowner's exemption$271,707 (+3%)$383,123 (+2.48%) Land $75,000 Building $308,123
2022$3,521.00 Homeowner's exemption$263,793$373,867 Land $75,000 Building $298,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber · Fixed Wireless		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Verizon.

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