Flagler County property record for 43 Turtle Ridge Dr, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,967 sqft · built 2016 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Apr 2025) |
| Tax Bill | $6,742 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-12-31-2010-00000-0110 |
| Primary APN | 35-12-31-2010-00000-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,967 sqft Living Area |
| Gross Area | 4,110 sqft |
| 1st Floor Area | 2,967 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 796 sqft |
| Pool Area | 312 sqft |
| Deck Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43 TURTLE RIDGE DR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 11 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2052/695 OR 2142/1489 OR 2473/551-552- DC & ACM |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 35 |
| Legal Subdivision | EAGLE LAKES-PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 60304 |
43 Turtle Ridge Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Flagler County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 202516392 |
| Deed Book / Page | 2952 / 1980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 43 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383 |
| Document Number | 0030420196 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 3042/196 |
| Instrument | 2026013058 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 43 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 43 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383 |
| Document Number | 0025341002 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 2534/1002 |
| Instrument | 2021011519 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 43 Turtle Ridge Dr was $6,742, up 161.8% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,742.00 (+161.83%) | $478,665 Land $75,000 Building $403,665 | $478,665 Land $75,000 Building $403,665 |
| 2024 | $2,575.00 (+2.43%) | ||
| 2023 | $2,514.00 (+5.06%) Homeowner's exemption Widower's exemption | $191,651 (+3%) | $480,967 (+4.6%) Land $75,000 Building $405,967 |
| 2022 | $2,393.00 Homeowner's exemption Widower's exemption | $186,069 | $459,823 Land $75,000 Building $384,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43 Turtle Ridge Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 8 (2016–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Turtle Ridge Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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