47 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 47 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2026)
Tax Bill	$4,845 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0130`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	3,077 sqft
1st Floor Area	2,249 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47 TURTLE RIDGE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 13 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2233/1188
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES-PHASE I
Legal Phase	1
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2030
Census Tract	60304

Owner

47 Turtle Ridge Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Flagler County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Special Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE
Mar 2, 2026	Trustee's Deed, Foreclosure
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Oct 4, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Mar 2, 2026 · Amount on File
Deed Document Number	202631494
Deed Book / Page	3076 / 1412
Prior Transfer Date	Feb 7, 2013
Prior Transfer Doc	0019211388
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 4, 2026
Property Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0000031494
Book / Page	3076 / 1412
Instrument Date	Jul 30, 2026
Instrument	202631494
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	VETERANS TITLE INC, VETERANS TITLE

Transaction

Amount	Amount on Record
Tax	$268,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

March 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 2, 2026
Property Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0030340384
Book / Page	3034 / 384
Map Reference	MB 36 PG 10-20
Instrument Date	Mar 2, 2026
Instrument	2026008904
Transaction Type	Foreclosure
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Tax	$2,100.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3623

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 8, 2022
Property Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0026560682
Book / Page	2656 / 682
Map Reference	MB 36 PG 10-20
Instrument Date	Feb 4, 2022
Instrument	2022006880
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,044.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0002656684
Date	Feb 8, 2022
Instrument	2656/684

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 4, 2017
Property Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0022331188
Book / Page	2233 / 1188
Map Reference	MB36 PG10-20
Instrument Date	Sep 29, 2017
Instrument	2017034577
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	2017034578
Date	Oct 4, 2017
Instrument	2017034578

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 47 Turtle Ridge Dr was $4,845, down 9.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,845.00 (-9.13%)	$344,003 Land $75,000 Building $269,003	$344,003 Land $75,000 Building $269,003
2024	$5,332.00 (+1.25%)
2023	$5,266.00 (+74.66%)	$339,024 (+48.24%) Land $75,000 Building $264,024	$339,024 (+2.52%) Land $75,000 Building $264,024
2022	$3,015.00 Homeowner's exemption	$228,696	$330,697 Land $75,000 Building $255,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Turtle Ridge Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Turtle Ridge Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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