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46 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 46 Turtle Ridge Dr, Flagler Beach, FL 32136 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,434 sqft · built 2018
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$291,050 (Aug 2018)
Tax Bill$3,169 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-12-31-2010-00000-0570

Property Details

APN / Parcel Number

Primary APN35-12-31-2010-00000-0570

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,434 sqft Heated Area
Gross Area3,333 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area670 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address46 TURTLE RIDGE DR
CityFLAGLER BEACH
StateFL
Zip32136-4383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 57 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2052/695 OR 2297/1989
Legal Range31E
Legal Township12S
Legal Section35
Legal SubdivisionEAGLE LAKES
Legal Phase1
Legal Lot Number57
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2032
Census Tract60304

Owner

Source: Flagler County records · APN 35-12-31-2010-00000-0570

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address46 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
DMS CAPTIAL INC
Aug 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Aug 07, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleMar 10, 2015 · Amount on Record
Deed Document Number2018029504
Deed Book / Page2297 / 1989
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address46 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction TypeMortgage
Record UpdatedJul 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number0025780494
DateJun 25, 2021
Book Page2578/494
Instrument2021035407
Lender
NameDMS CAPTIAL INC
TypeNon-Lending Institution
AddressLOS ANGELES, CA 90027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address46 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024641985
DateAug 06, 2020
Book Page2464/1985
Instrument2020030262
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateAug 07, 2018
Property Address46 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0022971989
Book / Page2297 / 1989
Map ReferenceMB36 PG10-20
Instrument DateJul 27, 2018
Instrument2018029504
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySTEEL CITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,037.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9700 PHILIPS HWY STE 102, 9700, JACKSONVILLE, FL 32256-1344

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 TUTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number2018029505
DateAug 07, 2018
Instrument2018029505
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00 (-7.66%) Homeowner's exemption$266,007 (+5.99%)$368,472 (+0.77%) Land $58,000 Building $310,472
2023$3,432.00 (+6.22%) Homeowner's exemption$250,982 (+3%)$365,643 (+2.66%) Land $58,000 Building $307,643
2022$3,231.00 Homeowner's exemption$243,672$356,171 Land $58,000 Building $298,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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