40 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 40 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Jan 2019)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0600`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	3,059 sqft
1st Floor Area	2,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Brick Driveway
Driveway Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 TURTLE RIDGE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 60 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2052/695 OR 2330/517
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES-PHASE I
Legal Phase	1
Legal Lot Number	60
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2032
Census Tract	60304

Owner

Source: Flagler County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Correction Deed ACCOMODATION, ACCOMMODATION
Jun 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 15, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	20191623
Deed Book / Page	2330 / 517
Last Transfer Date	Jul 13, 2023
Transfer Doc	0027981812
Record Updated	Sep 20, 2026

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 25, 2023
Property Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0027981812
Book / Page	2798 / 1812
Map Reference	MB 36 PG 10-20
Instrument Date	Jul 13, 2023
Instrument	2023031728
Record Updated	Aug 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 4TH ST SE, MOULTRIE, GA 31768-6626

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jun 27, 2023
Property Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0027920352
Book / Page	2792 / 352
Map Reference	MB 36 PG 10-20
Instrument Date	Jun 22, 2023
Instrument	2023027688
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3770 FOX HILLS DR SE, MARIETTA, GA 30067-4261

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 15, 2019
Property Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0023300517
Book / Page	2330 / 0517
Map Reference	MB 36 PG 10-20
Instrument Date	Dec 14, 2018
Instrument	2019001623
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 SHAD RD STE 202, 5220, JACKSONVILLE, FL 32257-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	2019001624
Date	Jan 15, 2019
Instrument	2019001624

Lender

Name	SUN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (-10.27%)	$254,247 (+5.99%)	$332,825 (+0.72%) Land $58,000 Building $274,825
2024	$3,348.00 (+2.29%)
2023	$3,273.00 (+6.44%) Homeowner's exemption	$239,886 (+3%)	$330,447 (+2.58%) Land $58,000 Building $272,447
2022	$3,075.00 Homeowner's exemption	$232,899	$322,151 Land $58,000 Building $264,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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