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4802 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4802 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2016
Square Footage1,695 sqft Living Area
Lot Size3,005 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$309,900 (2024)
Tax Bill$5,017.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0840-0001-2090
Alternative APNs
  • 253131084000012090
  • 147714

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,695 sqft Living Area
Gross Area2,107 sqft Gross Area
1st Floor807 sqft 1st Floor
Upper Floors888 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,005 sqft (0.069 acres)
Depth X Width120 ft x 25 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area294 sqft Garage
Porch Area118 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4802 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 209
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1A
Legal Phase1A
Legal Tract840
Legal Block2090
Legal Lot Number209
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2024
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-2090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 22, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 07, 2021Intrafamily Transfer, Transfer
Jan 19, 2017Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Prior SaleJan 19, 2017 · Amount on Record
Deed Doc Number202448403
Deed Book / Page6582 / 2247
Prior Transfer DateJan 07, 2021
Prior Transfer Doc0058662382
Record RefreshedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 15, 2024
Property Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0065822247
Book / Page6582 / 2247
Map ReferenceMB 19 PGS 22 THROUGH
Instrument DateApr 12, 2024
Instrument2024048403
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number2024048404
DateApr 15, 2024
Instrument2024048404
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2023
Property Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0064781714
Book / Page6478 / 1714
Map ReferenceMB 19 PG 22-25
Instrument DateSep 15, 2023
Instrument2023125287
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,124.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6568 BARNSTORM WAY, SAINT CLOUD, FL 34771-8953

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 07, 2021
Property Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0058662382
Book / Page5866 / 2382
Map ReferenceMB 19 PG 22-25
Instrument DateJan 07, 2021
Instrument2021002731
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20648 MAXIM PKWY, ORLANDO, FL 32833-3935

Transferred To (Grantee/Buyer)

NameVerified Name
Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2017
Property Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0050880002
Book / Page5088 / 0002
Map ReferenceMB19 PG22-25
Instrument DateJan 18, 2017
Instrument2017010253
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,288.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address4802 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0050880003
DateJan 19, 2017
Instrument5088/0003
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,178.00 (-16.72%)$276,300 (+123.78%) Land $40,000 Building $236,300$276,300 (-0.75%) Land $40,000 Building $236,300
2024$5,017.00 (+242.69%)
2023$1,464.00 (+4.5%) Homeowner's exemption$123,468 (+3%)$278,400 (+25.01%) Land $14,900 Building $263,500
2022$1,401.00 Homeowner's exemption$119,872$222,700 Land $14,900 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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