Monmouth County and Middletown Township property record for 479 Dwight Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,428 sqft · built 1979 |
| Lot Size | 0.884 acres (38,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Jun 2023) |
| Tax Bill | $15,102 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00984-0000-00003 |
| Primary APN | 32-00984-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Upper Floors Area | 992 sqft |
| Basement Area | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 38,498 sqft (0.884 acres) |
| Lot Dimensions | 220 ft deep x 175 ft wide |
| Terrain | Rolling |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 121 |
|---|---|
| Street Address | 479 DWIGHT RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Subdivision | HARMYK REALTY CORP LANDS |
| Legal Block | 984 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 801200 |
479 Dwight Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 479 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Aug 21, 2002 · Amount on File |
| Deed Document Number | 202337707 |
| Deed Book / Page | 9646 / 8646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 2, 2023 |
| Property Address | 479 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 0096468646 |
| Book / Page | 9646 / 8646 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023037707 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 REEDS RD, TINTON FALLS, NJ 07724-3159 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 479 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 2023037708 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023037708 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 479 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095410179 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 9541/179 |
| Instrument | 2021133920 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 479 Dwight Rd was $15,102, up 28.7% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $976,300 (+4.34%) Land $474,800 Building $501,500 | $976,300 (+4.34%) Land $474,800 Building $501,500 | |
| 2025 | $15,102.00 (+28.69%) | $935,700 Land $438,800 Building $496,900 | $935,700 Land $438,800 Building $496,900 |
| 2024 | $11,735.00 | ||
| 2023 | $711,000 Land $247,500 Building $463,500 | $711,000 Land $247,500 Building $463,500 | |
| 2022 | $13,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 479 Dwight Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 479 Dwight Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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