409 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 409 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,901 sqft · built 1978
Lot Size	1.13 acres (49,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (May 2022)
Tax Bill	$14,431 (2025)
Deeds & Mortgages	May 2022 Sale Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00984-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`32-00984-0000-00014`
Alternative APNs	`3200032100002` `320098400014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,901 sqft Living Area
1st Floor Area	1,434 sqft
Upper Floors Area	1,329 sqft
Basement Area	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	49,589 sqft
Lot Dimensions	342 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	694 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3200032100002
Street Address	409 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	QUALIFIER MIDDLETOWN
Legal Block	984
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 DWIGHT RD, MIDDLETOWN, NJ 07748-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Deed Document Number	202255790
Deed Book / Page	9596 / 9819
Prior Transfer Date	Dec 27, 2011
Prior Transfer Doc	0089252266
Record Updated	Sep 20, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 23, 2022
Property Address	409 DWIGHT RD, MIDDLETOWN, NJ 07748-3025
Document Number	0095969819
Book / Page	9596 / 9819
Instrument Date	May 16, 2022
Instrument	2022055790
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 DELLWOOD CT, 33, MIDDLETOWN, NJ 07748-3010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 DWIGHT RD, MIDDLETOWN, NJ 07748-3025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	409 DWIGHT RD, MIDDLETOWN, NJ 07748-3025
Document Number	0000110958
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 DWIGHT RD MIDDLETOWN NJ 077483025, MIDDLETOWN, NJ 07748-3025

Mortgage

Document Number	0000110958
Date	Nov 21, 2019
Book Page	009381/000157
Instrument	110958

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,700 (+1.07%) Land $394,000 Building $509,700	$903,700 (+1.07%) Land $394,000 Building $509,700
2025	$14,431.00 (-4.41%)	$894,100 (+11.51%) Land $394,000 Building $500,100	$894,100 (+11.51%) Land $394,000 Building $500,100
2024	$15,096.00 (+6.59%)
2023		$801,800 Land $309,600 Building $492,200	$801,800 Land $309,600 Building $492,200
2022	$14,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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