424 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 424 Dwight Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,646 sqft · built 1980
Lot Size0.183 acres (7,967 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Feb 2022)
Tax Bill$14,005 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00888-0000-00040

Property Details

APN / Parcel Number

Primary APN32-00888-0000-00040
Alternative APNs
  • 32000330700001
  • 320088800040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,646 sqft Living Area
1st Floor Area2,646 sqft
Basement Area1,539 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area7,967 sqft (0.183 acres)
Lot Dimensions135 ft deep x 59 ft wide
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area700 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number32000330700001
Street Address424 DWIGHT RD
CityMIDDLETOWN
StateNJ
Zip07748-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal SubdivisionHILLFIELD SEC 04
Legal Block888
Legal Lot Number40
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2007
Census Tract801200

Owner

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address424 DWIGHT RD, MIDDLETOWN, NJ 07748-3045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 23, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleNov 8, 2001 · Amount on Record
Deed Document Number202221163
Deed Book / Page9580 / 1000
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address424 DWIGHT RD, MIDDLETOWN, NJ 07748-3045
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096031189
DateJul 1, 2022
Book Page9603/1189
Instrument2022068712
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 23, 2022
Property Address424 DWIGHT RD, MIDDLETOWN, NJ 07748-3045
Document Number0095801000
Book / Page9580 / 1000
Instrument DateJan 26, 2022
Instrument2022021163
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,040.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1508 PRIMROSE PL, 1508, MANASQUAN, NJ 08736-2206

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 DWIGHT RD, MIDDLETOWN, NJ 07748-3045

Mortgage

Document Number2022021164
DateFeb 23, 2022
Instrument2022021164
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$939,100 (+8.23%) Land $512,600 Building $426,500$939,100 (+8.23%) Land $512,600 Building $426,500
2025$14,005.00 (+7.75%)$867,700 (+29.39%) Land $445,100 Building $422,600$867,700 (+29.39%) Land $445,100 Building $422,600
2024$12,998.00 (+10.08%)
2023$670,600 Land $289,800 Building $380,800$670,600 Land $289,800 Building $380,800
2022$11,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1978–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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