405 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 405 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,019 sqft · built 1978
Lot Size	0.732 acres (31,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Oct 1999)
Tax Bill	$12,951 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00984-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`32-00984-0000-00016`
Alternative APNs	`3200032100001` `320098400016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	1,848 sqft
Attic	Attic
Attic Area	612 sqft
Basement Area	1,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	31,899 sqft (0.732 acres)
Lot Dimensions	220 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3200032100001
Street Address	405 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	HILLFIELD SEC 4
Legal Block	984
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	801200

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 DWIGHT RD, MIDDLETOWN, NJ 07748-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 1999 · Amount on Record
Deed Sale	Oct 26, 1999 · Amount on Record
Deed Book / Page	5872 / 922
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 20, 2020
Property Address	405 DWIGHT RD, MIDDLETOWN, NJ 07748-3025
Document Number	0000122608
Book / Page	009450 / 006478
Instrument Date	Mar 24, 2020
Instrument	122608
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 DWIGHT RD MIDDLETOWN NJ 077483025, MIDDLETOWN, NJ 07748-3025

Mortgage

Document Number	122609
Date	Oct 20, 2020
Book Page	009450/006526
Instrument	122609

Lender

Name	EMM FIN'L
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$865,300 (+7.84%) Land $512,500 Building $352,800	$865,300 (+7.84%) Land $512,500 Building $352,800
2025	$12,951.00 (+22.86%)	$802,400 (+22.5%) Land $478,500 Building $323,900	$802,400 (+22.5%) Land $478,500 Building $323,900
2024	$10,541.00 (-2.3%)
2023		$655,000 Land $363,900 Building $291,100	$655,000 Land $363,900 Building $291,100
2022	$10,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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