386 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 386 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1972
Lot Size	0.814 acres (35,475 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Dec 2000)
Tax Bill	$13,293 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00889-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`32-00889-0000-00009`
Alternative APNs	`320088900009` `399`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	1,796 sqft
Attic	Attic
Attic Area	1,236 sqft
Basement Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	35,475 sqft (0.814 acres)
Lot Dimensions	215 ft deep x 165 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	399
Street Address	386 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	HILLFIELD SEC 4
Legal Block	889
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2025
Census Tract	801200

Owner

386 Dwight Rd is owned and occupied by two individuals who bought it in December 2000.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 DWIGHT RD, MIDDLETOWN, NJ 07748-3074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2000 · Amount on File
Deed Sale	Dec 7, 2000 · Amount on File
Prior Sale	May 15, 1996 · Amount on File
Deed Book / Page	5997 / 491
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	386 DWIGHT RD, MIDDLETOWN, NJ 07748-3074
Document Number	0000089843
Book / Page	009248 / 003027
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 DWIGHT RD MIDDLETOWN NJ 077483074, MIDDLETOWN, NJ 07748-3074

Mortgage

Document Number	0000089843
Date	Sep 14, 2017
Book Page	009248/003027
Instrument	89843

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 386 Dwight Rd was $13,293, up 4.6% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,000 (+11.1%) Land $535,500 Building $379,500	$915,000 (+11.1%) Land $535,500 Building $379,500
2025	$13,293.00 (+4.55%)	$823,600 Land $447,500 Building $376,100	$823,600 Land $447,500 Building $376,100
2024	$12,714.00
2023		$715,800 Land $324,000 Building $391,800	$715,800 Land $324,000 Building $391,800
2022	$12,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Dwight Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 386 Dwight Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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