Monmouth County and Middletown Township property record for 425 Dwight Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,155 sqft · built 1977 |
| Lot Size | 0.673 acres (29,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Sep 2017) |
| Tax Bill | $13,106 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00984-0000-00004 |
| Primary APN | 32-00984-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,155 sqft Living Area |
| 1st Floor Area | 2,155 sqft |
| Basement Area | 2,010 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 29,316 sqft (0.673 acres) |
| Lot Dimensions | 205 ft deep x 143 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 3200032200005 |
|---|---|
| Street Address | 425 DWIGHT RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Subdivision | HILLFIELD SEC 4 |
| Legal Block | 984 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 801200 |
425 Dwight Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG |
| Sep 28, 2017 | Grant Deed, Transfer · Conventional with PMI ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on File |
| Deed Sale | Sep 28, 2017 · Amount on File |
| Prior Sale | Sep 16, 2015 · Amount on File |
| Deed Document Number | 201795624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 425 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0097554808 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 9755/4808 |
| Instrument | 2025071669 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 27, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 425 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095750602 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 9575/602 |
| Instrument | 2022011034 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 425 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 0000064249 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 DWIGHT RD MIDDLETOWN NJ 077483026, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 0000064249 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 009421/001372 |
| Instrument | 64249 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 28, 2017 |
| Property Address | 425 DWIGHT RD, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 0000095624 |
| Book / Page | 009251 / 002451 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 95624 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 DWIGHT RD MIDDLETOWN NJ 077483026, MIDDLETOWN, NJ 07748-3026 |
| Document Number | 95625 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 009251/002455 |
| Instrument | 95625 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
The 2025 property tax bill for 425 Dwight Rd was $13,106, up 24.6% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $851,300 (+4.84%) Land $460,600 Building $390,700 | $851,300 (+4.84%) Land $460,600 Building $390,700 | |
| 2025 | $13,106.00 (+24.59%) | $812,000 Land $424,800 Building $387,200 | $812,000 Land $424,800 Building $387,200 |
| 2024 | $10,519.00 | ||
| 2023 | $621,300 Land $234,700 Building $386,600 | $621,300 Land $234,700 Building $386,600 | |
| 2022 | $11,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Dwight Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Dwight Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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