475 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 475 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1891
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Apr 2022)
Tax Bill	$5,544 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0109-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0109-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	786 sqft
2nd Floor Area	810 sqft

Exterior

Year Built	Built 1891
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	2,657 sqft (0.06 acres)
Lot Dimensions	98 ft deep x 25 ft wide
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	475 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AV 25 X 98.50 IRR LOT 38 COTTAGE HILL SUB BLK F
Legal Subdivision	COTTAGE HILL SUB
Legal Block	F
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 STANLEY AVE, CINCINNATI, OH 45226-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Document Number	0000037668
Deed Book / Page	14645 / 1831
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 13, 2022
Property Address	475 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000037668
Book / Page	14645 / 1831
Map Reference	MB 4 PG 28&29
Instrument Date	Apr 8, 2022
Instrument	2022-0037668
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000037669
Date	Apr 13, 2022
Instrument	2022-0037669

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	475 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071939
Date	Jun 11, 2021
Book Page	14437/425
Instrument	2021-0071939

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	475 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017701
Date	Feb 27, 2017
Instrument	17-0017701

Lender

Name	FOUNDATION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,544.00 (+3.13%)	$90,125 (+%) Land $39,301 Building $50,824
2024	$5,376.00 (-2.2%)	$90,124 (-) Land $39,301 Building $50,823
2023	$5,497.00 (+68.67%)	$90,124 (+88.22%) Land $39,301 Building $50,823	$257,500 (+88.23%) Land $112,290 Building $145,210
2022	$3,259.00 Homeowner's exemption	$47,881 Land $15,999 Building $31,882
2020			$136,800 Land $45,710 Building $91,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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