471 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 471 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,312 sqft · built 1896
Lot Size	0.058 acres (2,570 sqft)
Owner	Owner Name on Record
Last Sale	$75,000 (Nov 1997)
Tax Bill	$6,173 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0107-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0107-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	656 sqft
2nd Floor Area	656 sqft
Basement Area	656 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,570 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	471 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	471 STANLEY AVE 25 X 100 BLK F LOT 36 COTTAGE HILL SUB
Legal Subdivision	COTTAGE HILL SUB
Legal Block	F
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	471 STANLEY AVE, HAMILTON, OH
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jan 6, 2020	Deed of Trust, Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 1997 · Amount on Record
Deed Sale	Nov 18, 1997 · Amount on Record
Prior Sale	Aug 3, 1994
Deed Document Number	826376
Deed Book / Page	02800
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	471 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000087721
Date	Dec 14, 2023
Book Page	15062/1070
Instrument	2023-0087721

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	471 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000003047
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	471 STANLEY AVE CINCINNATI OH 452261718, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000003047
Date	Jan 10, 2020
Book Page	014081/000090
Instrument	3047

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,173.00 (+0.13%)	$97,444 (-) Land $39,785 Building $57,659
2024	$6,165.00 (-0.18%)	$97,444 (-) Land $39,785 Building $57,659
2023	$6,176.00 (+5.79%)	$97,444 (+17.59%) Land $39,785 Building $57,659	$278,410 (+17.59%) Land $113,670 Building $164,740
2022	$5,838.00	$82,867 Land $16,195 Building $66,672
2020			$236,760 Land $46,270 Building $190,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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