474 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 474 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,584 sqft · built 1999
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Sep 2021)
Tax Bill	$8,351 (2025)
Deeds & Mortgages	Sep 2021 Sale May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0139-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0139-00`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	682 sqft
2nd Floor Area	902 sqft
Basement Area	682 sqft
Finished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	133 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	474 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 25 X 133.50 LOT 25 COTTAGE HILL SUB BLK G
Legal Subdivision	COTTAGE HILL SUB
Legal Block	G
Legal Lot Number	25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer
May 3, 2021	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Feb 5, 2021	Intrafamily Transfer, Transfer
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU
Apr 21, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Feb 5, 2021
Deed Document Number	2021-0113492
Deed Book / Page	14506 / 688
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2021
Property Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000113492
Book / Page	14506 / 688
Map Reference	MB 4 PG 28&29
Instrument Date	Sep 13, 2021
Instrument	2021-0113492
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Tax	$1,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 STANLEY TRUST, CINCINNATI, OH 45226

Mortgage

Document Number	0000054579
Date	May 3, 2021
Book Page	14409/1666
Instrument	2021-0054579

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 5, 2021
Property Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000015964
Book / Page	14349 / 618
Map Reference	MB 4 PG 28&29
Instrument Date	Jan 26, 2021
Instrument	2021-0015964
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000095107
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 STANLEY AVE CINCINNATI OH 452261722, CINCINNATI, OH 45226-1722

Mortgage

Document Number	0000095107
Date	Oct 31, 2019
Book Page	014035/000661
Instrument	95107

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2017
Property Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000035164
Book / Page	13401 / 00345
Map Reference	PB 4 PG 28&29
Instrument Date	Apr 7, 2017
Instrument	17-0035164
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 STANLEY AVE, CINCINNATI, OH 45226-1722

Mortgage

Document Number	, 17-0035165
Date	Apr 21, 2017
Instrument	17-0035165

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,351.00 (+3.14%)	$135,800 (+%) Land $46,091 Building $89,709
2024	$8,097.00 (-2.21%)	$135,799 (-) Land $46,091 Building $89,708
2023	$8,280.00 (+5.64%)	$135,799 (+17.77%) Land $46,091 Building $89,708	$388,000 (+17.77%) Land $131,690 Building $256,310
2022	$7,838.00 Homeowner's exemption	$115,312 Land $18,764 Building $96,548
2020			$329,460 Land $53,610 Building $275,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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