478 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 478 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,734 sqft · built 1998
Lot Size	0.078 acres (3,441 sqft)
Owner	Individual Name on File
Last Sale	$311,750 (Apr 2020)
Tax Bill	$8,294 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0141-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0141-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	747 sqft
2nd Floor Area	987 sqft
Basement Area	747 sqft
Finished Basement	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,441 sqft (0.078 acres)
Lot Dimensions	133 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	478 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 25 X 133.50 LOT 27 COTTAGE HILL SUB BLK G
Legal Subdivision	COTTAGE HILL SUB
Legal Block	G
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	4703

Owner

478 Stanley Ave is owned and occupied by an individual who bought it in April 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	478 STANLEY AVE, CINCINNATI, OH 45226-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Warranty Deed, Transfer NATIONS RELIABLE LNDG
Apr 25, 2018	Deed of Trust, Mortgage · Conventional with PMI KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Document Number	0000032657
Deed Book / Page	014141 / 002374
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2020
Property Address	478 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000032657
Book / Page	014141 / 002374
Instrument Date	Apr 3, 2020
Instrument	32657
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 STANLEY AVE CINCINNATI OH 452261722, CINCINNATI, OH 45226-1722

Mortgage

Document Number	32658
Date	Apr 7, 2020
Book Page	014141/002376
Instrument	32658

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	478 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000036968
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 STANLEY AVE CINCINNATI OH 452261722, CINCINNATI, OH 45226-1722

Mortgage

Document Number	0000036968
Date	May 2, 2018
Book Page	013659/001719
Instrument	36968

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 478 Stanley Ave was $8,294, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,294.00 (+3.15%)	$134,869 (+%) Land $46,091 Building $88,778
2024	$8,041.00 (-2.21%)	$134,868 (-) Land $46,091 Building $88,777
2023	$8,223.00 (+10.87%)	$134,868 (+23.6%) Land $46,091 Building $88,777	$385,340 Land $131,690 Building $253,650
2022	$7,417.00 Homeowner's exemption	$109,113 Land $18,764 Building $90,349
2020			$311,750 Land $53,610 Building $258,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 478 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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