477 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 477 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 1924
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$374,500 (Jun 2024)
Tax Bill	$5,128 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0110-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0110-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,246 sqft Living Area
1st Floor Area	766 sqft
2nd Floor Area	480 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	477 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 50 X 98.50 LOTS 39-40 COTTAGE HILL SUB PARS 110-111 CONS
Legal Subdivision	COTTAGE HILL SUB
Legal Lot Number	39-40 40
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	4703

Owner

477 Stanley Ave is owned and occupied by an individual who bought it in June 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 25, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	0000039771
Deed Book / Page	15186 / 783
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035010
Date	May 7, 2019
Book Page	13912/02447
Instrument	2019-0035010

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031431
Date	Mar 25, 2022
Book Page	14632/1816
Instrument	2022-0031431

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2021
Property Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000098696
Book / Page	14481 / 2664
Map Reference	MB 4 PG 28&29
Instrument Date	Jul 14, 2021
Instrument	2021-0098696
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098697
Date	Aug 16, 2021
Instrument	2021-0098697

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2017
Property Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718
Document Number	0000006805
Book / Page	13529 / 00697
Map Reference	MB 4 PG 28&29
Instrument Date	Oct 11, 2017
Instrument	17-0096805
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 STANLEY AVE, CINCINNATI, OH 45226-1718

Mortgage

Document Number	0000006806
Date	Oct 23, 2017
Instrument	17-0096806

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 477 Stanley Ave was $5,128, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,128.00 (+3.14%)	$83,209 (-) Land $70,735 Building $12,474
2024	$4,972.00 (-2.2%)	$83,209 (-) Land $70,735 Building $12,474
2023	$5,084.00 (+2.25%)	$83,209 (+14.01%) Land $70,735 Building $12,474	$237,740 Land $202,100 Building $35,640
2022	$4,972.00 Homeowner's exemption	$72,983 Land $28,795 Building $44,188
2020			$208,520 Land $82,270 Building $126,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 477 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 477 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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