4740 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4740 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,426 sqft · built 1979
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2023)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1-11.0-0-014-003.000`

Property Details

APN / Parcel Number

Primary APN	`18-1-11.0-0-014-003.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	222,156 sqft (5.1 acres)

Location & Zoning

Street Address	4740 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:2 WINES
Legal Range	1E
Legal Township	43N
Legal Section	11
Legal Subdivision	WINES
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1055
Census Tract	800101

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4740 ELDER RD, VILLA RIDGE, MO 63089-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Special Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK
Feb 3, 2023	Foreclosure
Dec 18, 2020	Warranty Deed, Transfer · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Feb 3, 2023
Deed Document Number	20236247
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 1, 2023
Property Address	4740 ELDER RD, VILLA RIDGE, MO 63089-1424
Document Number	0002306247
Map Reference	PB N PG 261
Instrument Date	May 31, 2023
Instrument	2306247
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5807 MURDOCH AVE, SAINT LOUIS, MO 63109-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2955 PARKVIEW DR, PACIFIC, MO 63069-4516

Mortgage

Document Number	0002306248
Date	Jun 1, 2023
Instrument	2306248

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN MO
Recording Date	Feb 3, 2023
Property Address	4740 ELDER RD, VILLA RIDGE, MO 63089-1424
Document Number	0002301402
Map Reference	PB N PG 261
Instrument Date	Feb 3, 2023
Instrument	2301402
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 CRAIG RD STE 250, 250, SAINT LOUIS, MO 63146-6212

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 18, 2020
Property Address	4740 ELDER RD, VILLA RIDGE, MO 63089-1424
Document Number	0000022106
Instrument Date	Dec 16, 2020
Instrument	22106
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4740 ELDER RD VILLA RIDGE MO 630891424, VILLA RIDGE, MO 63089-1424

Mortgage

Document Number	22107
Date	Dec 18, 2020
Instrument	22107

Lender

Name	CARROLLTON BK
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+26.88%)	$52,682 (+16.84%)	$277,270 (+16.84%) Land $65,140 Building $212,130
2023	$3,200.00 (+9.14%)	$45,088 (-0.54%)	$237,300 (-0.54%) Land $55,450 Building $181,850
2022	$2,932.00	$45,335
2021			$238,600 Land $55,450 Building $183,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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