4716 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4716 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,647 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1-11.0-0-000-003.200`

Property Details

APN / Parcel Number

Primary APN	`18-1-11.0-0-000-003.200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	192 sqft
Shed	1 Shed

Location & Zoning

Street Address	4716 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT NW NE S ELDER RD
Legal Range	01E
Legal Township	43
Legal Section	11
Legal Subdivision	APPLE VLY SUB
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1055
Census Tract	800101

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4716 ELDER RD, VILLA RIDGE, MO 63089-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 5, 2020	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2006
Deed Sale	Apr 12, 2006
Deed Document Number	0608382
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4716 ELDER RD, VILLA RIDGE, MO 63089-1424
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002311296
Date	Sep 25, 2023
Instrument	2311296

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 27, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4716 ELDER RD, VILLA RIDGE, MO 63089-1424
Document Number	0000006677
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4716 ELDER RD VILLA RIDGE MO 630891424, VILLA RIDGE, MO 63089-1424

Mortgage

Document Number	0000006677
Date	May 11, 2020
Instrument	6677

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,834.00 (+31.44%)	$49,744 (+21.04%)	$261,810 (+21.04%) Land $51,000 Building $210,810
2023	$2,917.00 (-4.95%)	$41,097	$216,300 Land $42,500 Building $173,800
2022	$3,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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