4762 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4762 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1973
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$406 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-1-11.0-0-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-1-11.0-0-002-005.000`

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	47,916 sqft (1.1 acres)
Shed	1 Shed

Location & Zoning

Street Address	4762 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:2 PLUM VALLEY
Legal Range	1E
Legal Township	43N
Legal Section	11
Legal Subdivision	PLUM VALLEY
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1055
Census Tract	800101

Owner

Source: Franklin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2955 PARKVIEW DR, PACIFIC, MO 63069-4516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jun 1, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023
Deed Sale	Jun 1, 2023
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	20236247
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4762 ELDER RD, VILLA RIDGE, MO 63089
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002105157
Date	Mar 19, 2021
Instrument	2105157

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 1, 2023
Property Address	4762 ELDER RD, VILLA RIDGE, MO 63089
Document Number	0002306247
Map Reference	PB N PG 261
Instrument Date	May 31, 2023
Instrument	2306247
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5807 MURDOCH AVE, SAINT LOUIS, MO 63109-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2955 PARKVIEW DR, PACIFIC, MO 63069-4516

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$406.00 (+7.69%)	$5,275 (-0.77%)	$35,340 (+1.79%) Land $20,560 Building $14,780
2023	$377.00 (+37.59%)	$5,316 (+25.2%)	$34,720 (+19.35%) Land $18,300 Building $16,420
2022	$274.00	$4,246
2021			$29,090 Land $18,300 Building $10,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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