Franklin County property record for 4800 Elder Rd, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,920 sqft · built 2018 |
| Lot Size | 3.59 acres (156,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (Sep 1999) |
| Tax Bill | $4,678 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1-11.0-0-000-013.000 |
| Primary APN | 18-1-11.0-0-000-013.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Lot Area | 156,816 sqft (3.59 acres) |
| Street Address | 4800 ELDER RD |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | PT NE NW S ELDER RD |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 11 |
| Legal Subdivision | APPLE VLY SUB |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800101 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4800 ELDER RD, VILLA RIDGE, MO 63089-1425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK STAR |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK STAR |
| May 30, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK STAR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1999 · Amount on Record |
| Deed Sale | Sep 28, 1999 · Amount on Record |
| Deed Document Number | 1212-00393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4800 ELDER RD, VILLA RIDGE, MO 63089-1425 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002117877 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2117877 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4800 ELDER RD, VILLA RIDGE, MO 63089-1425 |
| Document Number | 0000009571 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4800 ELDER RD VILLA RIDGE MO 630891425, VILLA RIDGE, MO 63089-1425 |
| Document Number | 0000009571 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 9571 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4800 ELDER RD, VILLA RIDGE, MO 63089-1425 |
| Document Number | 0000007659 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4800 ELDER RD VILLA RIDGE MO 630891425, VILLA RIDGE, MO 63089-1425 |
| Document Number | 0000007659 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 7659 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 30, 2018 |
| Property Address | 4800 ELDER RD, VILLA RIDGE, MO 63089-1425 |
| Instrument Date | May 4, 2018 |
| Instrument | 7356 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4800 ELDER RD VILLA RIDGE MO 630891425, VILLA RIDGE, MO 63089-1425 |
| Document Number | 0000007356 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 7356 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,678.00 (+6.78%) | $63,857 (+3.47%) | $336,090 (+3.47%) Land $50,200 Building $285,890 |
| 2023 | $4,381.00 (+11.59%) | $61,716 | $324,820 Land $43,000 Building $281,820 |
| 2022 | $3,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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