4590 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4590 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,699 sqft · built 1987
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$335,500 (Sep 2019)
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1-12.0-0-000-007.700`

Property Details

APN / Parcel Number

Primary APN	`18-1-12.0-0-000-007.700`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,699 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	4590 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	SW COR NW NW
Legal Range	1E
Legal Township	43N
Legal Section	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1052
Census Tract	800101

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4590 ELDER RD, VILLA RIDGE, MO 63089-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Document Number	201911955
Prior Transfer Date	Jul 23, 2010
Prior Transfer Doc	0000011350
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 10, 2019
Property Address	4590 ELDER RD, VILLA RIDGE, MO 63089-1422
Document Number	0000011955
Instrument Date	Aug 30, 2019
Instrument	11955
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4590 ELDER RD VILLA RIDGE MO 630891422, VILLA RIDGE, MO 63089-1422

Mortgage

Document Number	11956
Date	Sep 10, 2019
Instrument	11956

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,959.00 (+17.26%)	$64,344 (+8.01%)	$357,440 (+8.58%) Land $109,000 Building $248,440
2023	$4,229.00 (+12.41%)	$59,575	$329,210 Land $92,000 Building $237,210
2022	$3,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20