4586 Elder Rd, Villa Ridge, MO 63089 Property Records

Franklin County property record for 4586 Elder Rd, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,339 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1-12.0-0-000-007.200`

Property Details

APN / Parcel Number

Primary APN	`18-1-12.0-0-000-007.200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area

Exterior

Year Built	Built 1992
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Shed	1 Shed

Location & Zoning

Street Address	4586 ELDER RD
City	VILLA RIDGE
State	MO
Zip	63089-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	NW COR NW NW S ELDER RD
Legal Range	01E
Legal Township	43
Legal Section	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1052
Census Tract	800101

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4586 ELDER RD, VILLA RIDGE, MO 63089-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2021
Deed Sale	Oct 22, 2021
Deed Document Number	2120041
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 22, 2021
Property Address	4586 ELDER RD, VILLA RIDGE, MO 63089-1422
Document Number	0002120041
Instrument Date	Oct 20, 2021
Instrument	2120041
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 WITZKE RD, 1255, CUBA, MO 65453-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4586 ELDER RD, VILLA RIDGE, MO 63089-1422

Mortgage

Document Number	0002120042
Date	Oct 22, 2021
Instrument	2120042

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,339.00 (+32.94%)	$56,291 (+22.42%)	$296,270 (+22.42%) Land $67,000 Building $229,270
2023	$3,264.00 (+5.73%)	$45,982	$242,010 Land $57,000 Building $185,010
2022	$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elder Rd

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