New Hanover County property record for 4704 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 2003 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2006) |
| Tax Bill | $1,406 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-285-000 |
| Primary APN | R07100-002-285-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 1,286 sqft |
| Finished Basement | 1,286 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | Low |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 68 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4704 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 265 PH 1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 265 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12008 |
Source: New Hanover County records · APN R07100-002-285-000
Assessment roll updated October 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 18, 2019 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Jan 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 13, 2008 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2006 · Amount on Record |
| Deed Sale | May 09, 2006 · Amount on Record |
| Prior Sale | Oct 31, 2003 · Amount on Record |
| Deed Document Number | 200626160 |
| Deed Book / Page | 5019 / 541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 00684301480 |
| Book / Page | 6843 / 1480 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202610549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010549, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 6843/1480 |
| Instrument | 202610549 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0062302877 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4704 SPLIT RAIL DR WILMINGTON NC 284122266, WILMINGTON, NC 28412-2266 |
| Document Number | 0062302877 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 006230/002877 |
| Instrument | 22027 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0061200195 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4704 SPLIT RAIL DR WILMINGTON NC 284122266, WILMINGTON, NC 28412-2266 |
| Document Number | 0061200195 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 006120/000195 |
| Instrument | 4035 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4704 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0061200586 |
| Instrument Date | Jun 13, 2008 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4704 SPLIT RAIL DR WILMINGTON NC 284122266, WILMINGTON, NC 28412-2266 |
| Document Number | 0061200586 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 006120/000586 |
| Instrument | 4112 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate | 3.37% |
|---|
Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,406.00 (+20.69%) | $358,100 (+67.81%) Land $105,200 Building $252,900 | $358,100 (+67.81%) Land $105,200 Building $252,900 |
| 2024 | $1,165.00 (+0.34%) | ||
| 2023 | $1,161.00 (-0.94%) | $213,400 Land $57,700 Building $155,700 | $213,400 Land $57,700 Building $155,700 |
| 2022 | $1,172.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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