4705 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4705 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2003
Lot Size	0.156 acres (6,795 sqft)
Owner	Company Name on File
Last Sale	$199,000 (Oct 2009)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100-002-264-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-002-264-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,493 sqft
Basement Area	1,493 sqft
Finished Basement	1,493 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Terrain	Low
Garage Area	462 sqft
Porch	Slab
Porch Area	105 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4705 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 244 PH 1 THE ARBORS AT JOHNSON FARMS
Legal Subdivision	ARBORS @ JOHNSON FARMS PH 1
Legal Block	2
Legal Lot Number	244
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1004
Census Tract	12008

Owner

Source: New Hanover County records · APN R07100-002-264-000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4705 SPLIT RAIL DR, WILMINGTON, NC 28412-2267
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2009 · Amount on Record
Deed Sale	Oct 06, 2009 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	200934744
Deed Book / Page	5442 / 663
Last Transfer Date	Sep 13, 2016
Transfer Doc	00600102064
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4705 SPLIT RAIL DR, WILMINGTON, NC 28412-2267
Document Number	0063442810
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 01, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0063442810
Date	Aug 18, 2020
Book Page	006344/002810
Instrument	32755

Lender

Name	TIAA FSB
Address	8500 ANDREW CARNEGIE BLVD, CHARLOTTE, NC 28262-8500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00 (+18.98%)	$423,900 (+65.26%) Land $104,800 Building $319,100	$423,900 (+65.26%) Land $104,800 Building $319,100
2024	$1,391.00 (+0.36%)
2023	$1,386.00 (-0.93%)	$256,500 Land $57,500 Building $199,000	$256,500 Land $57,500 Building $199,000
2022	$1,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 290 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CFPUA-WILMINGTON serves 212,227 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.