New Hanover County property record for 4708 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2003 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2026) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-287-000 |
| Primary APN | R07100-002-287-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Basement Area | 1,275 sqft |
| Finished Basement | 1,275 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,231 sqft (0.166 acres) |
| Terrain | Low |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4708 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 267 PH 1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 267 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12008 |
4708 Split Rail Dr is owned by an individual who bought it in May 2026.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1191 UPPER SAWYERS CRK, ROBBINSVILLE, NC 28771-8968 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | Nov 26, 2003 · Amount on File |
| Deed Document Number | 202614582 |
| Deed Book / Page | 6852 / 634 |
| Prior Transfer Date | Dec 3, 2010 |
| Prior Transfer Doc | 00553102717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 4708 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0000019641 |
| Book / Page | 6862 / 1896 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202619641 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4708 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0000019641, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 6862/1896 |
| Instrument | 202619641 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 26, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 29, 2026 |
| Property Address | 4708 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0000014582 |
| Book / Page | 6852 / 634 |
| Instrument Date | May 28, 2026 |
| Instrument | 202614582 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $60,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1191 UPPER SAWYERS CRK, ROBBINSVILLE, NC 28771-8968 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4708 SPLIT RAIL DR, WILMINGTON, NC 28412-2266 |
| Document Number | 0063041473 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4708 SPLIT RAIL DR WILMINGTON NC 284122266, WILMINGTON, NC 28412-2266 |
| Document Number | 0063041473 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 006304/001473 |
| Instrument | 14473 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
The 2025 property tax bill for 4708 Split Rail Dr was $1,519, up 19% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,000 (-) Land $105,800 Building $282,200 | $388,000 (-) Land $105,800 Building $282,200 | |
| 2025 | $1,519.00 (+19.04%) | $388,000 Land $105,800 Building $282,200 | $388,000 Land $105,800 Building $282,200 |
| 2024 | $1,276.00 (+0.31%) | ||
| 2023 | $1,272.00 (-0.93%) | $234,600 Land $58,100 Building $176,500 | $234,600 Land $58,100 Building $176,500 |
| 2022 | $1,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4708 Split Rail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4708 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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