4707 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4707 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2003
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2026)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100-002-263-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-002-263-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Finished Basement	1,224 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Terrain	Low
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4707 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 243 PH 1 THE ARBORS AT JOHNSON FARMS
Legal Subdivision	ARBORS @ JOHNSON FARMS PH 1
Legal Block	2
Legal Lot Number	243
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1004
Census Tract	12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4707 SPLIT RAIL DR, WILMINGTON, NC 28412-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	202613089
Deed Book / Page	6848 / 2771
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 14, 2026
Property Address	4707 SPLIT RAIL DR, WILMINGTON, NC 28412-2267
Document Number	00684802771
Book / Page	6848 / 2771
Instrument Date	May 1, 2026
Instrument	2026.13089
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4707 SPLIT RAIL DR, WILMINGTON, NC 28412-2267

Mortgage

Document Number	0000013090,
Date	May 14, 2026
Book Page	6848/2775
Instrument	2026.13090

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,700 (-) Land $104,800 Building $242,900	$347,700 (-) Land $104,800 Building $242,900
2025	$1,366.00 (+20.67%)	$347,700 (+67.89%) Land $104,800 Building $242,900	$347,700 (+67.89%) Land $104,800 Building $242,900
2024	$1,132.00 (+0.35%)
2023	$1,128.00 (-0.97%)	$207,100 Land $57,500 Building $149,600	$207,100 Land $57,500 Building $149,600
2022	$1,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20