4706 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4706 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 2003
Lot Size	0.168 acres (7,318 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (Feb 2006)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100-002-286-000`

Property Details

APN / Parcel Number

Primary APN	`R07100-002-286-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,741 sqft
Basement Area	1,741 sqft
Finished Basement	1,741 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Terrain	Low
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4706 SPLIT RAIL DR
City	WILMINGTON
State	NC
Zip	28412-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 266 PH 1 THE ARBORS AT JOHNSON FARMS
Legal Subdivision	ARBORS @ JOHNSON FARMS PH 1
Legal Block	2
Legal Lot Number	266
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	2
Census Block	2005
Census Tract	12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	730 ROBERT E LEE DR, WILMINGTON, NC 28412-0927
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2006 · Amount on Record
Deed Sale	Feb 21, 2006 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Document Number	20069781
Deed Book / Page	4981 / 2690
Last Transfer Date	Feb 22, 2010
Transfer Doc	0054710135
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4706 SPLIT RAIL DR, WILMINGTON, NC 28412-2266
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00663100096
Date	Apr 3, 2023
Book Page	6631/96
Instrument	2023007770

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	12.7%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,400 (-) Land $106,100 Building $309,300	$415,400 (-) Land $106,100 Building $309,300
2025	$1,623.00 (+15.68%)	$415,400 (+60.45%) Land $106,100 Building $309,300	$415,400 (+60.45%) Land $106,100 Building $309,300
2024	$1,403.00 (+0.29%)
2023	$1,399.00 (-0.92%)	$258,900 Land $58,300 Building $200,600	$258,900 Land $58,300 Building $200,600
2022	$1,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20