New Hanover County property record for 4621 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,019 sqft · built 2003 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jul 2026) |
| Tax Bill | $1,575 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-267-000 |
| Primary APN | R07100-002-267-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Terrain | Low |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4621 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 247 PH 1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 247 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Dec 17, 2021 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Apr 5, 2019 | Grant Deed, Transfer STATE EMPS CU |
| Nov 15, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 202619687 |
| Deed Book / Page | 6862 / 2185 |
| Prior Transfer Date | Nov 8, 2018 |
| Prior Transfer Doc | 00617901109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0000019687 |
| Book / Page | 6862 / 2185 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202619687 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0000019688, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202619688 |
| Name | EMM LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00652202039 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 6522/2039 |
| Instrument | 2021059644 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00649302015 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 6493/2015 |
| Instrument | 2021045701 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 5, 2019 |
| Property Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0062060168 |
| Book / Page | 006206 / 000168 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 9686 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4621 SPLIT RAIL DR WILMINGTON NC 284125204, WILMINGTON, NC 28412-5204 |
| Document Number | 62060171 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 006206/000171 |
| Instrument | 9687 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Nov 15, 2018 |
| Property Address | 4621 SPLIT RAIL DR, WILMINGTON, NC 28412-5204 |
| Document Number | 0061791109 |
| Book / Page | 006179 / 001109 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 34507 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $402.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2070 FORT MILL SC 297162070, FORT MILL, SC 29716-2070 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,900 (-) Land $106,700 Building $296,200 | $402,900 (-) Land $106,700 Building $296,200 | |
| 2025 | $1,575.00 (+9.38%) | $402,900 (+51.47%) Land $106,700 Building $296,200 | $402,900 (+51.47%) Land $106,700 Building $296,200 |
| 2024 | $1,440.00 (+0.28%) | ||
| 2023 | $1,436.00 (-0.9%) | $266,000 Land $58,600 Building $207,400 | $266,000 Land $58,600 Building $207,400 |
| 2022 | $1,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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