470 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 470 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,867 sqft · built 2005
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-561-1207`

Property Details

APN / Parcel Number

Primary APN	`12-561-1207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,867 sqft Living Area
Basement Area	2,867 sqft
Unfinished Basement	2,867 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	1,548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	470 N 2975 W
City	LAYTON
State	UT
Zip	84041-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1207, WILD HORSE SPRINGS SUB PHASE 12. CONT 0.45 ACRES
Legal Subdivision	WILD HORSE SPRINGS
Legal Phase	12
Legal Lot Number	1207
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

Source: Davis County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 N 2975 W, LAYTON, UT 84041-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage CHRIS WILLIAMS
Jul 15, 2022	Deed of Trust, Mortgage STOCKING HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2005
Deed Sale	Jan 6, 2005
Prior Sale	Jan 5, 2005
Deed Document Number	20052043614
Deed Book / Page	3700 / 1147
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	470 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N 2975 W, LAYTON, UT 84041-8837

Mortgage

Document Number	008170/320
Date	Jan 11, 2023
Book Page	8170/320
Instrument	3513953

Lender

Name	CHRIS WILLIAMS
Type	Private Party
Address	2167 S 1230 W, SYRACUSE, UT 84075

Agreement

Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	470 N 2975 W, LAYTON, UT 84041-8837
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 N 2975 W, LAYTON, UT 84041-8837

Mortgage

Document Number	008051/843
Date	Jul 15, 2022
Book Page	8051/843
Instrument	3487986

Lender

Name	STOCKING HOLDINGS LLC
Type	Non-Lending Institution
Address	TREMONTON, UT 84337

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,600 (-2.13%) Land $170,693 Building $385,907	$1,012,000 (-2.13%) Land $310,351 Building $701,649
2025	$5,418.00 (-3.01%)	$568,700 (-40.01%) Land $171,392 Building $397,308	$1,034,000 (+9.07%) Land $311,621 Building $722,379
2024	$5,586.00 (+9.83%)
2023	$5,086.00 (+2.75%)	$948,000 Land $202,042 Building $745,958	$948,000 Land $202,042 Building $745,958
2022	$4,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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